Committed To Making Your Business Better

CME is your one-stop shop for affordable business solutions. Discover services that will help you start a business and make it a success. Whatever type of business you’re in – we have solutions for you, including:

  • We give you the ability to manage your finances in your “spare” time on evenings and weekends. And give you the peace of mind knowing you have the capital you need to meet payroll every month

  • Credit card merchant processing: We make it easy on you by offering a credit card terminal and an account for settlement of the transactions

  • Learn more about these services

  • And more! Just ask for details

BUSINESS CHECKING

Every business needs one, but finding one that works with your business isn’t always so easy. Except at CME. We have a business checking account that works just the way you want it to. The account includes FREE CME@Home online banking, Online Bill Payment, and e-Statements and e-Notices.

  • Great if you are just starting out or running a business out of a personal checking account

  • Open with just $50. To avoid an early closure fee, the account must remain open for 180 days

BUSINESS DEPOSIT ACCOUNTS

Prudent cash management also includes making the most of cash in excess of your working capital. At CME, we have three great ways to help you do that.

  • Business Savings is your basic savings account. Earn dividends on balances over $100

  • Money Maximizer Money Market lets your savings earn more without sacrificing liquidity. Keep a $1,000 balance to earn great dividends

  • Business Share Certificates offer the highest available rates on insured savings

BUSINESS CREDIT

  • Mastercard Business Platinum Rewards is the easiest way to handle company purchases. It offers generous limits and no annual fee

  • Business Line of Credit offers revolving credit lines of $5,000 to $250,000 with competitive rates for almost any general business need

  • Business Term Loans for short-term and long-term needs

  • Commercial Real Estate Loans for purchasing or refinancing a commercial or industrial property

  • Merchant Card Processing Services. Accept credit cards, debit cards, and electronic payments for your business

We Can Equip Your Business With The Tools To Succeed

CME Federal Credit Union offers its members a full suite of merchant services geared towards making your business the best it can be!

 

COUNTER TOP & WIRELESS
TERMINALS

Whether you have a brick-and-mortar retail store or your business is all e-Commerce, we have a solution for you. We offer the latest industry-compliant terminals from leading manufacturers Verifone®, Ingenico®, and FirstData®, both countertops and wireless. Each offers EMV chip card acceptance, NFC (for those Apple Pay, Samsung Pay, or Google© Wallet payers), feature-rich flexibility, and robustness needed to operate an efficient business. Terminal leasing and rental programs are also available.

 

VIRTUAL TERMINALS

Our secure, web-based Virtual Terminal enables businesses to process transactions without having to purchase expensive point of sale processing systems, software upgrades or additional counter top terminals. The virtual Terminals capabilities include: Recurring Billing, e-Commerce Gateway, Shopping Cart, Mobile Payments, Level II/III Processing, Payer Authentication, Invoicing, Quickbooks™ SyncPay, Retail Swipe Module.

 

PAYMENT SOLUTIONS

Through our business partner, ClearView Merchant Services, we offer a complete lineup of payment solutions your business can use to increase sales by accepting any and all payment types. By offering your members Visa®, Mastercard®, Discover®, American Express®, on-line and offline debit, EBT, pre-paid, loyalty cards and gift, electronic check/ACH; WEX, Voyager, and Fleet, your business will be set apart from the competition.

 

MOBILE PAYMENT SOLUTION

Mobile processing is key for many businesses that maintain an outside sales/service operation or those that have a need to accept cards anytime/anywhere – SwipeSimple® provides fast and easy checkout, multi-merchant/multi-user set up, Real-time updates, insight into your inventory wherever you are with real-time updates. Easily perform voids and refunds for each transaction. Apple® and Android® devices are supported for mobile processing.

Business Services Fee Schedule

See the breakdown of all the valuable services we offer.

CME - A Partner You Can Count On

Learn the many ways we can help your business.